Our Story
About Us
Founded on a simple belief: everyone deserves access to fair and transparent personal credit.
Touch of Vintage was founded by a team of fintech veterans who saw firsthand how traditional banks were failing everyday people — long waits, opaque processes, and rates that didn't reflect a borrower's true creditworthiness.
We built Touch of Vintage to be different. Our proprietary underwriting model looks beyond credit scores to get a fuller picture of who you are financially. Combined with a streamlined digital application process, we can deliver fast decisions with competitive rates.
Since our founding, we have funded over $5M in personal loans to more than 500 borrowers across the United States. We are licensed in 45 states and committed to responsible, community-focused lending.
Our Values
People First
We treat every applicant as a person, not a number. Empathy and respect are at the core of everything we do.
Financial Empowerment
Our mission is to give everyone access to fair, affordable credit — regardless of their background.
Community Focused
We invest in the communities we serve through financial literacy programs and responsible lending.
Integrity Always
Full transparency. No hidden fees, no predatory terms, no fine print designed to confuse.
Leadership Team
Alexandra Chen
Chief Executive Officer
Marcus Williams
Chief Risk Officer
Sophie Okafor
Head of Operations
David Reyes
Lead Loan Officer
Ready to get started?
Apply for a personal loan today or schedule a free consultation with one of our financial advisors.