Eligibility
Requirements
Check if you qualify before applying. Our requirements are designed to be clear and inclusive.
Eligible applicants
- US citizen or permanent resident
- At least 18 years of age
- Valid government-issued photo ID
- Minimum monthly income of $800
- Active checking account in the US
- No bankruptcies filed in the past 24 months
Not eligible
- Non-US residents or visa holders
- Under 18 years of age
- Active bankruptcy proceedings
- No verifiable income source
Required documents
Government-Issued ID
Driver's license, passport, or state ID
Proof of Income
Last 2 pay stubs, employer letter, or bank statements
Proof of Address
Utility bill or bank statement dated within 60 days
Bank Account Details
Voided check or direct deposit form
Available loan products
| Loan Amount | Repayment Term | Starting APR |
|---|---|---|
| $200 – $800 | 6–12 months | From 9.9% |
| $800 – $3,000 | 12–36 months | From 8.9% |
| $3,000 – $8,000 | 24–60 months | From 7.9% |
*Rates are indicative and subject to credit assessment.
Touch of Vintage
Ready to get started?
Apply for a personal loan today or schedule a free consultation with one of our financial advisors.