Terms of Service

1. Acceptance of Terms

By accessing or using the Touch of Vintage platform, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Eligibility

To apply for a loan with Touch of Vintage, you must be at least 18 years old, a US citizen or permanent resident, and have a valid bank account in the United States.

3. Loan Terms

All loan offers are subject to credit approval. The terms of any loan, including the amount, APR, and repayment schedule, will be specified in your individual loan agreement.

4. Accuracy of Information

You agree to provide accurate, current, and complete information in your application. Providing false or misleading information is a violation of these terms and may result in immediate termination of your account.

5. Limitation of Liability

Touch of Vintage Financial, LLC is not liable for any indirect, incidental, or consequential damages arising from your use of the platform or any loan products.

6. Governing Law

These Terms are governed by the laws of the State of Florida. Any disputes shall be resolved in the courts of Miami-Dade County, Florida.

7. Contact

Questions about these Terms should be directed to legal@touchofvintage.com.